Jean Chatzky quoteJean Chatzky [1964-0]
American Journalist 
Quote rank: 221
| If you decide you need a secured card, use it to charge small items every month, then pay the balance off in full. If your credit score improves, and the bank doesn't offer to upgrade your card within 12 to 18 months, give them a call. If they refuse, try another lender. |
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