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Dave Ramsey [1960-0] American

Rank: 101
Author

David L. "Dave" Ramsey III is an American businessman, author, radio host, television personality, and motivational speaker.
Ramsey's syndicated radio program, The Dave Ramsey Show, is heard on more than 500 radio stations throughout the United States and Canada, in podcast format, on IHeartRadio, the Dave Ramsey Show iOS application, live on YouTube, as well as live audio and video on DaveRamsey.com.

Finance, Money, Age, Business, Knowledge, Dreams, Learning, Peace, Science

Quote	Tags	Rank
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.	Finance, Knowledge, Science	101
My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.	Age, Money	102
Credit is an 'I love debt' score.		103
You've got to tell your money what to do or it will leave.	Money	104
I have to live my books before I write them.		105
People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.	Business	106
In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.		107
You can't be in debt and win. It doesn't work.		108
I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.		109
Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.	Age	110
There are no shortcuts when it comes to getting out of debt.		111
Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.		112
You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.	Finance, Money	113
We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.	Business, Learning	114
You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school.		115
My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table.		116
I believe that through knowledge and discipline, financial peace is possible for all of us.	Finance, Knowledge, Peace	117
I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them.	Dreams	118
I think that anyone who wants to start their own business can, but not any type of business.		119
You don't need credit.		120
While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon.		121
We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president.		122
When people get scared, they quit giving.		123
Most of the things we buy are wants. And we call them needs, but they're wants.		124
I really am not a gold fan.		125
You have to teach children about money intentionally - create teachable moments.		126
You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy.		201
This is a great time for the 'guerilla marketer.' The days when you used to have to buy expensive TV time and a yellow page ad to get started are gone.		202
I will never be unemployed.		203
I have done stupid with a lot of zeros on the end of it. I know what it looks like.		204
You need some quick wins in order to stay pumped enough to get out of debt completely.		205
I like to write books where I get a question on the radio, and I don't have an answer for it.		206
Pay your utilities, gas and other basic needs before paying on your debts.		207

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