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Max Levchin [1975-0] Ukrainian

Rank: 105
Businessman, Chief Executive of Affirm

Maksymilian Rafailovych "Max" Levchyn is an American computer scientist and internet entrepreneur. He is the Chief Executive of digital lending start-up Affirm. He is also the former chief technology officer of PayPal, which he co-founded in 1998.

Cool, Learning, Positive, Technology

Quote	Tags	Rank
Facebook is so ubiquitous now that it's like another manifestation of the web itself.		101
One of the things we did at PayPal was collaborative filtering and machine learning: looking at patterns of human behavior. We used it there to predict when people would try to cheat the system to get money. But you can predict pretty much any behavior with a certain amount of accuracy.	Learning	102
Mobile is the perfect example of what is enabling economic growth in the technology sector.	Technology	103
We're becoming slaves to our social networks - and that's not a bad thing. You like your favorite networks, so do you friends, and pretty soon you have market winners.		104
If you can work a brand successfully into the narrative of your product, then it's really cool. Then people actually take the brand up and say, 'My positive experience in your product is directly connected and influenced by this brand and that worked great.'	Cool, Positive	105
I've been developing mobile for years before anybody else really thought it was that important.		106
You're going to pull out your phone and try to use whatever is the most appropriate app on your iPhone or your Android device. Yelp saw that very early on. And when we launched the mobile product, we saw immediate growth, and we were stunned.		107
The single most important top-level trend is the shift to mobile.		108
The world is now awash in data and we can see consumers in a lot clearer ways.		109
I never wear suits.		110
If the game designer produces more content than he can consume per month, some fraction of the people will say more quests, more tests, more challenges, more whatever, and they will be compelled by it.		111
I'm trying to build something where people will go every day.		112
If you're building a social product, you're still living in the last century if your product doesn't work on Facebook.		113
If I see what you're up to on Facebook but I don't see your updates on Flickr, I'll still care about Facebook.		114
Facebook and Myspace are the U.S. audience, which is tried and true when it comes to being susceptible to ads.		115
Technology has come a long way since PayPal.		116
Think of Slide as a giant media network for people to transmit information. The content that's in there now has been provided by users - it's whatever they want it to be.		117
I actually think Facebook made it their business to be close with all of the app developers. They couldn't have done more.		118
Right now, nearly all the apps on Facebook take a week to build. No more.		119
You can't get married to any one particular plan. That is the biggest lesson I learned at PayPal.		120
If we compare the two, Facebook is currently a superior place to market a product like Slide. Twitter is more like a general distribution agent. It's like broadcast radio.		121
Media is very different from financial services. People are very fickle and very vocal. They believe that things should be one way and not the other. It's still very rewarding to build products for huge audiences. It feels like you're making an impact.		122

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